Industry

Financial Services & Fintech

Financial software earns trust in the details: money moves correctly every time, every action leaves a trail, and the compliance answer is yes before the question is finished. We build fintech and financial services products with that posture from the start. Payment and payout flows we've shipped for marketplace platforms like soona and Trend.io, KYC and verification steps that don't wreck onboarding, audit logging that satisfies the review, and integrations with the systems your partners require. We're straightforward about scope: we build compliance-heavy products and the flows around money, and we'll tell you plainly when something needs a banking partner or specialist counsel rather than more code. Discovery is where that honesty starts, mapping requirements, partners, and real cost before development begins.

Solutions

How we improve your project

Audit Logging & Compliance Reporting

Every action attributable, every report reproducible, every partner questionnaire answerable with evidence instead of promises.

KYC & Onboarding Workflows

Identity verification, risk checks, and account setup that satisfy compliance without wrecking conversion.

Ledger & Reconciliation Systems

A ledger that is the source of truth, reconciled daily against processors and banks, so the numbers add up and prove it.

Payment & Payout Flow Engineering

Money in, money out, every state handled: authorization, capture, refunds, disputes, and payouts that arrive when promised.

Industry Segments

We build dozens of projects each year. Here are a few of our latest and favorites!

Payment Platforms

Payment products have one unforgivable failure mode: money that doesn't add up. We build payment flows, ledgering, and reconciliation with correctness as the design center, drawing on marketplace payout systems we've shipped for platforms like soona and Trend.io.

Wealth & Advisory Tools

Advisory firms compete on trust and lose hours to back-office friction. We build client portals, reporting, and internal workflows that make the firm feel as considered as the advice, integrated with the custodial and planning systems you already use.

Lenders

Lending operations leak time in the pipeline: applications, documents, decisions, and servicing scattered across tools. We build origination workflows, borrower portals, and servicing tools with the audit trail your regulators and investors expect.

Fintech Startups

Fintech founders build under scrutiny from partners, processors, and regulators simultaneously. We build products where money moves correctly every time: payment and payout flows, KYC steps that don't wreck onboarding, and audit logging as architecture. We'll say plainly when you need a banking partner, not more code.

Related work

We build dozens of projects each year. Here are a few realted projects!

things you might want to ask

Frequently asked questions

How long does a software rescue take?
The review phase is quick: our Discovery runs 2 to 3 weeks, with kickoff 7 to 10 business days after signing, and anything actively bleeding (crashes, data loss, exposed credentials) gets stabilized first once work begins. The modernization itself depends on how much of the system needs replacing, which is exactly what the review prices out phase by phase. Be wary of anyone promising a full rescue timeline before they've read the code, since the honest answer starts with what the review finds.
What happens in a code review of an existing product?
With read-only access to your repositories, we map the architecture, data model, test coverage, security posture, and deployment process, then report what's solid, what's fragile, and what's dangerous in plain language with a phased, line-item plan. Nothing gets changed during the review, so there's no risk to the running product. It's worth insisting on this step with any partner, because the review is where a rescue quote stops being a guess and becomes a number you can hold someone to.
How much does legacy software modernization cost?
Scoped honestly, it starts small: our $1,199 fixed-price Discovery reviews the existing code and returns line-item pricing, so you know the real number before committing to anything. From there, patch work is priced per fix, incremental modernization spreads cost across phases while the platform keeps running, and a full rebuild lands in the same ranges as new software of similar scope, typically $25k to $75k for a focused MVP-scale product. Budget 15 to 20 percent of build cost per year for maintenance afterward so the platform never needs rescuing again.
Should I patch my software or rebuild it from scratch?
Patch when the architecture is sound and the problems are local, modernize piece by piece when the core works but parts are past their support window, and rebuild only when the foundation itself (data model, test coverage, stack) fights every change. A quick gut check: walk the system and count what you'd keep. Keeping most of it points to a patch, keeping only the data and the lessons points to a rebuild. Ask any partner you're evaluating to show you that keep list before they quote either path.
What is a software rescue?
A software rescue is taking a system you can no longer move forward (a stalled build, an aging platform, a codebase nobody on your team understands) and getting it back under control through a code review, stabilization, and a deliberate plan to patch, modernize, or rebuild. It rarely means throwing everything away. The existing system is the most accurate requirements document you'll ever have, so a good rescue starts by reading it, and any partner who quotes a rescue without reviewing the code first is guessing with your money.
What does it take to scale a pilot into a production system?
More than most pilots are built to survive. Turning a proof of concept into something the wider business runs on means hardening it for real usage, meeting the security and data standards a central IT team will accept, and documenting it well enough to hand over. This is the gap where most corporate innovation dies, because a demo that works is not a system anyone can adopt, and it's exactly the work we specialize in.
How do you keep executives and stakeholders aligned during a build?
With short feedback loops and progress an executive can actually read. Corporate innovation teams answer to sponsors, dual reporting lines, and shifting priorities, so we work in a cadence that produces working software rather than status decks, and we keep useful work moving when an approval stretches out or a sponsor changes direction. A partner who has only worked with founders will build you something good and then be surprised when it stalls in your process.
How do you get onboarded through enterprise procurement?
We've been through it before, which is usually the difference between weeks and months. That means signing your master services agreement, carrying the insurance your legal team requires, completing vendor risk questionnaires, and working inside your change control and approval gates without needing to be walked through each step. Ask any partner whether they've been onboarded as an enterprise vendor before, because if procurement is new to them, that learning curve becomes your delay.
Can you work with our SSO and identity provider?
Yes. New applications should authenticate through your existing single sign-on rather than standing up a separate login for your IT team to govern. We work with standard enterprise identity providers and SSO protocols, and we scope authentication during planning so access, roles, and permissions are settled before development starts instead of being retrofitted later.
How does a development agency get through our InfoSec and vendor security review?
By expecting it and preparing for it, rather than treating it as red tape at the end. A partner who has been through enterprise reviews before can answer a vendor security assessment directly, produce what reviewers actually ask for (data flow diagrams, access controls, audit logging, evidence of secure development practices), and support a penetration test near the end. Watch how a firm reacts when you first raise security. The ones who have done this can tell you what your reviewers will flag before you ask.
How is enterprise web development different from building a startup MVP?
The engineering is similar; everything around it is not. An enterprise build has to authenticate against your identity provider, connect to systems of record that predate the project, pass an InfoSec review, and clear procurement, none of which a startup MVP faces. Budget for that surrounding work from the start, because it usually determines the timeline more than the code itself does.